Godavari Urban Multistate Credit Co.- Op. Society Ltd; Nanded

EMI

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Features of home loan

A loan advanced to a person to assist in constructing or buying a house or flat.

Tenure upto 15 years

Easy Loan Processing

ROI Below 5Lac 16%

Aspects

Easy Loan Processing.
High Financing
Loan limit is 60% to 70% of property valuation.
Flexible loan tenure is up to 15 years.
Pre-Payment Penalty : 2% Penalty charges.
No margin amount.

ROI & Handling Charges

Rate of Interest Below 5Lac is 16% and Above 5Lac is 17%.
HandlingCharges : Half Yearly & Yearly.
Processing Fees : 2.5%

Eligibility

Salaried Individual, having a regular monthly income of Rs.10,000+
Businessmen
Self - employed
Professionals having regular source of income
Age : 18 to 55 years

Documentation & Security

In case of new customer, applicant & guarantors need to open savings / current account.
Duly filled form with :
- Income Proof of Applicant & Guarantors
- Residential Proof of Applicant & Guarantors
- PAN Card of Applicant & Guarantors
- KYC of Applicant & Guarantors
3 years of ITR
Property documents.
Employer (salary slip of 3 months) and income verification.
Two Acceptable Guarantors.

Share Holdings

Regular Membership fees is Rs. 10 & Share amount @ 10% of loan amount.
Guarantors : as per loan amount.

Need Help?

We are just a Call away to discuss your Solution

+91 777 5005 777

GODAVARI URBAN MULTISTATE CREDIT CO-OPERATIVE SOCIETY LTD, NANDED is an autonomous association of people united voluntarily to meet their Mutually Social, Economical, Cultural, Professional and Personal Aspirations.