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Features of Loan Against fixed deposit

Loan against FD (Fixed Deposit) is a type of secured loan where customers can pledge their fixed deposit as security and get a loan in return.

Tenure is as per FD tenure

Processing Fees 1%

ROI 2% of FD interest



  • Hassle-free Loan Processing.
  • Quick disbursal.
  • Minimal documentation.
  • No guarantors.
  • Maximum loan limit is up to 80% of FD amount.
  • Loan tenure is as per FD tenure

ROI & Handling Charges

  • Rate of Interest is 2% of FD interest.
  • Processing Fees : 1%
  • No Handling Charges.


  • The applicant musthave Fixed deposit in our society.
  • Age = 18 to 70 years.

Documentation & Security

  • In case of new customer, applicant & guarantors need to open savings / current account
  • Duly filled form with :
    • Residential Proof of Applicant
    • PAN Card of Applicant
    • KYC of Applicant

Share Holdings

  • Nominal membership.

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